Preventive screenings covered by insurance and Medicare

Private plans and the Marketplace

• "All Marketplace health plans and many other plans must cover the following list of preventive services without charging you a copayment or coinsurance." (healthcare.gov)
• Generally they are no-cost "when provided by an in-network medical provider", "even if you haven't met your deductible." (healthcare.gov)
• The USPSTF describes its grade A and B recommendations as "relevant for implementing the Affordable Care Act." (USPSTF, A and B list)

For women, plans also cover the HRSA women's guidelines: see women's preventive services guidelines (WPSI) vs USPSTF.

Medicare

• "You pay nothing for most preventive services if you get the services from a health care provider who accepts assignment." (medicare.gov)
• The "Welcome to Medicare" visit is available "once within the first 12 months you have Part B". It "isn't a comprehensive physical exam." (medicare.gov)
• The yearly Wellness visit is "once every 12 months" and gives "a written plan (like a checklist) letting you know what screenings, vaccines, and other preventive services you need." It "isn't a routine physical exam." (medicare.gov)
• For both visits, Medicare says you may pay coinsurance, and the Part B deductible may apply, if the provider does other tests or services in the same visit that the preventive benefit does not cover. (medicare.gov, Welcome visit) (medicare.gov, Wellness visit)

Every Medicare screening with who qualifies, how often and the cost: Medicare preventive screenings list.